Know About

Loan Against Deposit

Our Loans Against Deposit provide quick and hassle-free access to funds when life throws you a curveball. Whether it’s a medical emergency, urgent car repair, or sudden travel need, our fast-approval loans ensure you have the money when it matters most.

Loan Against Deposit (RD/FD/DDS/NSC)

Max. Up to 90% of the deposits.

Max. Up to 80% in case of NSC.

INTEREST--

2% p.a. extra (Reducing Balance on Loan against FD/RD)

15% p.a. (1.25% p.m.) Reducing Balance on Loan against NSC/DDS.

Key Highlighits

JAN DHAN SANCHAY CO-OPERATIVE THRIFT & CREDIT SOCIETY LTD. provides financial benefits under loan against deposit.

CONDITIONS

The applicant must be a member of the Society. For Society membership related information click here.

Must produce the FD Certificate (in case of Loan against FD).

Must produce the original documents in case of Loan against NSC.