Know About

Personal / Regular Loan

Our Regular Loans provide quick and hassle-free access to funds when life throws you a curveball. Whether it’s a medical emergency, urgent car repair, or sudden travel need, our fast-approval loans ensure you have the money when it matters most.

Personal / Regular Loan - Max. up to Rs. 4,00,000/-

INTEREST - 15% p.a. (1.25% p.m.) on Reducing Balance

Apply Now

Key Highlighits

JAN DHAN SANCHAY CO-OPERATIVE THRIFT & CREDIT SOCIETY LTD. provides financial benefits under personal / regular loan.

Eligibility Criteria:

Applicant must be a registered member of the Society.

Minimum 10% of the loan amount must be deposited as Share Money and 10% as Compulsory Deposit (CD) in the member’s account.

2 Guarantors are required.

Guarantors must be existing members of the Society and must not be defaulters.

Each guarantor must hold at least 5% share in the Society.

LOAN TENURE & CHARGES

Maximum Tenure: Up to 50 months

Penalty: Delay in installment payment will attract 3% penalty interest on the overdue amount